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What does the 5% deposit mortgage introduction mean for the buy-to-let property market?
Introduced in March, the 95% mortgages are to be supported by the Treasury: lessening losses for mortgage lenders should the borrower be incapable of repaying and get repossessed, as the Government seeks ‘Generation Rent’ to transcend to ‘Generation Buy’. This may initially cause some concern for buy-to-let investors as they prepare for tenants to start […]
Are Portsmouth First-time Buyers Being Locked Out of the Portsmouth Property Market?
With the banks reducing the number of low deposit mortgages (i.e. deposit of 10% and below) since Covid-19 hit in the spring, this has meant that the number of Portsmouth first-time buyers has been decreasing quickly, meaning many of those would-be Portsmouth buyers wanting to make the first step on the Portsmouth property ladder are having to […]