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Showing Category: Mortgage
Property Q&A – Remortgage Issue
Q: Ten years ago, we built a detached bungalow in the grounds of our house in Pontypridd We took out a 10 year interest-only mortgage with one of the High Street mortgage providers to pay for it. Now the 10 years is up and mortgage company wants us to pay it back. I know we […]
Portsmouth Property Market: Is it Time to Stamp Out Stamp Duty?
Most people pay Stamp Duty Tax when they buy a property, house, apartment or other land and buildings over a particular price in the UK. The Chancellor, Rishi Sunak (quickly followed suit by the Welsh and Scottish Governments), announced last July that Stamp Duty was partially being suspended on all English property transactions up to £500,000 […]
How Will the Brexit Deal Affect Portsmouth House Prices and Your Mortgage Payments?
Christmas Eve brought the news that Boris Johnson had conclusively agreed on a Brexit deal for the UK with the European Union. This gave optimism that the economic turmoil of leaving the EU would be radically reduced, yet what will this ‘trade deal’ do to the value of your Portsmouth home and the mortgage payments you […]
How Will the Brexit Deal Affect Cardiff House Prices and Your Mortgage Payments?
Christmas Eve brought the news that Boris Johnson had conclusively agreed on a Brexit deal for the UK with the European Union. This gave optimism that the economic turmoil of leaving the EU would be radically reduced, yet what will this ‘trade deal’ do to the value of your Cardiff home and the mortgage payments you […]
What will happen to the Portsmouth property market in 2021?
In the last few months, the Portsmouth (and UK) property market has resisted and flouted every economist’s prediction. With the economy a shadow of its former self, unemployment set to hit 11.9%, the Government on track to borrow nearly half a trillion pounds to pay for Coronavirus support packages etc., all of this has had […]
Why Are Some Banks Reining In Over-Enthusiastic Bristol Homebuyers and Buy to Let Investors?
The Bristol property market is an enigma and chock-full of contradictions. Notwithstanding an economic recession and forecasts of property values dropping, nobody seems to have informed the Bristol homeowners selling their homes and those Bristol people looking to buy them. As I have discussed in many recent articles on the locality, the Bristol property market […]
Why Are Some Banks Reining In Over-Enthusiastic Portsmouth Homebuyers and Buy to Let Investors?
The Portsmouth property market is an enigma and chock-full of contradictions. Notwithstanding an economic recession and forecasts of property values dropping, nobody seems to have informed the Portsmouth homeowners selling their homes and those Portsmouth people looking to buy them. As I have discussed in many recent articles on the locality, the Portsmouth property market […]
Is This a Good Time to Buy Your First Home in Bristol?
Should you wait to buy your first home in Bristol or buy now? What sort of mortgages are available? What sort of deposit is required? These are questions all Bristol buyers are asking at the moment, yet this week I would like to focus on Bristol first time buyers and what it means directly and […]
Is This a Good Time to Buy Your First Home in Portsmouth?
Should you wait to buy your first home in Portsmouth or buy now? What sort of mortgages are available? What sort of deposit is required? These are questions all Portsmouth buyers are asking at the moment, yet this week I would like to focus on Portsmouth first time buyers and what it means directly and […]
Are Bristol Builder’s Constructing the Wrong Type of Property?
Are Bristol Builder’s Constructing the Wrong Type of Property? The British housing market has never been so newsworthy. Every other day, there is an article in the newspaper or online about impending house price drops, house price rises, building on green belt, mortgage rates up/down, first time buyer affordability and the woes of being a […]